The recent transformation in the structure and features of financial services sector is particularly important for the economic units. Individuals, firms and the state have forming their demand for financial services and products in different manner and contact financial institutions with this demand. In order to meet this transformed demand effectively, financial institutions restructure themselves by making use of new advances in technology and utilizing their chances and resources. The main aim of the Summit is to take up the issue with its state and private sector dimensions and to open up it into debate taking into account the global back stage of restructuring and keeping in mind the expectations and the needs of those who demand and supply financial services and products. General assessments within this framework will be receiving greater emphasis by the following issues: The role and place of financial sector in the economic structure and system of economic relations The role and function of financial sector in the internationalization process The interaction between global financial markets and global economy International crisis and the effectiveness of financial markets during the shock

The commitments of the state regarding the coin of money, banking sector and borrowing process, especially those made with the purpose of creating deposits, are tools that directly and indirectly have effects on the economy. In the light of the current state of economy or future economic prospects, these tools can be complementary or rival to the decisions taken be the economic authorities. This is an issue that most of the time comes to the front with the restructuring of the economy, particularly the restructuring of the fiscal and financial systems. Taking into consideration the fact that Turkey is undergoing a similar process of restructuring; it is of great significance to open up the issue into debate during the stages of policy making and application.

In the process of fund raising and financing it is about how to optimize cash input and output at the assets and liabilities structure in respect of banks’ maturity, amount and interest rate etc. variables.

To increase their earnings institutions in financial services sector restructure most of its items at asset side and that bring income by taking into consideration the opportunity costs. In this process banks possibilities and sources and economic conditions affects asset structure directly. Financial institutions make the most appropriate portfolio by observing relationship between financial assets amount and quality. The process of improving asset quality includes the topics transferring assets to which customers and how much about, in which ways to build relationships between customers and assets and how to monitor relationships mentioned above. Improving asset quality has been gained importance especially in recent years. Hence the solutions have been searched with new techniques and instrument.

In financial services sector it is known that financial risk usually arises at the process of financial production and marketing of financial products and services. Therefore, the way for the identification of the process mentioned and the manner to perceive financial risks constitute the most important side of this topic.

Factoring helps exporters to investigate new and potential market, customer that they are ensured credits therefore it provides competitive advantage. Besides, it undertakes credit collections in this way firms ensure credits that they find optimum cost financing. In factoring, cash flow, which is the life source of a company, becomes uninterrupted, raw material purchases are facilitated through securing of the required working capital and positive contributions are made to production and sales activities. If we are considering different source that instrument in particularly supports to financing the export.

Generally profitability provides cost effectiveness and it was so related producing income ability. While we are determined internal and external factors, Cost management is of importance matter. These factors are classified product, service, department and function. In management taught are included observationally and measurable cost factors. In addition, cost management is evaluated with based on the goal approach.

One of the significant transformations in the banking sector as a result of globalization process is the understanding of offering global products and services in line with local necessities and local ways of living. Formulations that correspond to the diverse expectations and preferences of customers should be offered so as to realize customer satisfaction. The diversity of customers and the currencies in circulation necessitates the production and marketing of flexible, low cost products of high quality. How the key institutions, those play important roles in the global banking sector, respond to the issue is going to give hints about the possible structure of the sector in the future.

Developing the means of communication technologies quickly and continuously is important because working of public and private sectors efficiently, effectively and profitability. Communication sector holds intensive fore and back connections with other all sectors of economy especially with real sector and banking sector. Each development extended in this sector effects real and finance sector direct and directly. From one side, restructuring communication sector, which is a key sector, is in close relation with government restructuring and from the other side it forms the background appearance of a different structure for the whole economy. Discussing this process with details will provide to take the factors that effect efficiency and productivity of economy in local and global base.

Economy direction’s tending to the supreme councils to lay the groundwork for better opportunity costs by providing the efficiency and productivity in decision making and applications, appears to be a new tendency in global and national base. Determining roles and functions of Regulatory and Auditory organizations in adequate with the global and national necessities is very important in increasing the quality of sectors and corporate. Discussing political accountability and corporate independency in the international frame shows the importance of this case. Determining of the best supreme councils by the economic situation and potential developments will be the main determiner of economy directions on the real sector and private sector’s efficiency.

Banking sector which forms the important part of finance industry is now in a shrinkage trend at some variants such as number of banks, balance sheet growth, and employee. Global scaled variation in product and service portfolio is in maturation process. By the main indicators like capital sufficiency, total assets; sector is in a restructuring process. Editing the expectations and developments by the national and global changes and conversions of Turkish economy and banking sector, pursuing a certain corporate policies and applying is really matters.

Reciprocal dependence of sectors makes it necessary to ensure effectiveness in terms of input and output. This point of view real sector, the sources of savings, and financial sector, the sources of credits, have got special meaning. In the process of economic development and growth it is known that financial sector plays important roles in domestic and international scale. Reevaluating Turkish Economy at the change and transformation process in respect of its international experiments, opportunities and sources with its needs and expectations is extremely important.

Economic units are required to continuing standard of living and incoming that it is of importance at all times. These necessities are paid public or private sector. In progress restructuring public which privatization retirement system is caused effective public sector, developed insurance trading, product and service differentiation.

In financial services sector it is known that financial risk usually arises at the process of financial production and marketing of financial products and services. Therefore, the way for the identification of the process mentioned and the manner to perceive financial risks constitute the most important side of this topic.

As competition arises in different areas, a new marketing sale strategy has come to order. Which goods & services will supply to which economic units is taking on as generally approach which is produced in the laboratories of institutions. In real life, the presentation of these products to customers is taking on a shape in the concept of sale. For this reason, in the process of change and transform, which goods & services will supply to which economic units by which distribution channels have a special importance. In this context, customers groups will classify by which kinds of criteria and on the focus of product and customer how will tend to these groups are important subjects.

Although leasing is a widely used instrument in the finance sector, it is in the developmental stage in the Turkish finance sector. The evaluation of benefits which will be provided to parts is as important as entering this kind of leasing in the accounts and taxation. Also, leasing has a serious risk as every financial operation. Leasing is so important due to the provision of financial and economic benefits of firms directly or indirectly and in the raising of demand.

The structure and quality of bond, bill and stock markets is generally close with the structure and quality of real and finance sector. The kinds and number of the capital market instruments are taking on a shape by demand and need of the economic units which demand for fund and supply to fund. This structuring will raise the economic growth and development by the level of financial demand and expects of the economic units.

Which type and how much proportion of institution the government should become the owner in financial sector is the most discussing topic in economic literature and in practice. The field and dimension of financial institution ownership of government depends on importance attributed to role of public sector under changing economic structure and relationships system. Whether demanding a different structure depending on public preference and priority system in encouragement and financing for different economic sectors have been depending on approaches of economic administration. Global developments are revealing new searches on this topic.

Bilgi teknolojileri maliyetlerinde ve bilişimin organizasyonlar üzerindeki etkisinde ciddi değişimler yaratacak 5 büyük iddiamız var: Web hizmetleri, güvenli işletim, operasyonel uyanık uygulamalar, toplumun bilgi çalışmalarını yeniden konumlandırmak, dijital yaşam biçimini birleştirmek ve desteklemek. Bu teknolojik yatırımların hiç şüphesiz ki, topluma ve sektöre büyük katkıları olacaktır. Web hizmetleri beraberinde karşılıklı işletilebilirliği, bütünleşme ve iş dönüşümünü, güvenli işletim ise internet protokolünü, gizliliği ve toplumu koruyan güvenilir, sağlam işletimi getirecektir. Operasyonel uyanık uygulamalar ile daha az çalışmayla, daha çok iş yapılacak ve yapılan işler sonucunda operasyonel mükemmellik sağlanacak. Bu uygulama ile aynı zamanda müşterilerin şirket ile ilgili deneyimleri ve bilgi ekonomisi harekete geçirilebilecek. Dijital yaşam biçiminin birleştirilmesi ve desteklenmesi ile de çalışanlar ve müşteriler arasında bağlantı sağlanıp, aralarındaki ilişki güçlendirilecek.

Günümüzün finans piyasaları, dünya çapında 24 saat kesintisiz işlem yapılanve milyarlarca varlığın el değiştirdiği sanal bir ortamdan oluşuyor. Bu karmaşık sanal yapı içerisinde büyük miktarda işlemlerin hızlı bir şekilde gerçekleşebilmesi, geniş çaplı bir elektronik destek ve kontrol sistemini zorunlu kılıyor. Fakat birçok nedenden ötürü bu elektronik sistemler; operasyon ve yazılımhataları gibi kasıtlı olmayan veya suç örgütleri, devletler, içeriden bilgi sızdırankişiler tarafından kasıtlı olarak yapılan ihlaller gibi, çok ciddi riskler taşıyor. Finans piyasalarında gerçek-zamanlı işlem yapılabilmesi için, yetkilerin insanlardan bilgisayar programlarına geçmiş olması nedeniyle, bu gibi riskler çok ciddi sonuçlar doğurabiliyor. Bu noktada maddi kayıplardan şirketleriniflasına veya global ekonomik krizlere kadar ciddi sorunların ortaya çıkması söz konusu. Bu nedenlerden ötürü riskin azaltılması ve doğabilecek zararların sınırlandırılabilmesi için teknik, örgütsel ve yasal kontroller ile önleyici tedbirler alınması kaçınılmaz oluyor.

Karlılık genel olarak maliyet etkinliği sağlama ve gelir üretme yetkinliği ile yakın ilişki içindedir. Maliyet yönetimi, gelirleri dengeleyen içsel ve dışsal faktörlerin belirlenmesi sürecinde önem kazanmaktadır. Bu faktörler ürün, hizmet, departman, fonksiyon ve coğrafi bazda tasnif edilmektedir. Bir yönetim felsefesi olarak maliyet yönetimi sermaye getirisi ile ilişkilendirilebilen, gözlemlenebilen ve ölçülebilen tüm maliyet unsurlarını içermektedir. Ayrıca maliyet yönetimi, aktivite bazlı, hedef odaklı bir yaklaşımla da ele alınmaktadır.

Birçok banka, zorlu geçen son on yıldaki geniş çaplı ekonomik durgunluk zamanlarında, başarılı bir şekilde hareket etti. Finans kuruluşlarını; daha etkin mali ürünler için yapılarını gözden geçirmeleri doğrultusunda zorlayan kritik iş düzenlemeleri görüldü. Yapılan hareketlerin her zaman avantaj ve dezavantaj sağlayacağı bellidir. Anahtar gereksinimlerden bir diğeri de her zaman doğru müşterinin hafızasında yer etme eksenlidir. Bu iki eylemden hareketle, sürdürülebilir iş büyümesi üçüncü ekseni oluşturur. Bu oturumda, üç değişkenin değişen çevresi, organizasyonların kararlarında bu değişkenlerin nasıl yorumlandığı ve kullanıldığı, yakın gelecekte sürdürülebilir işe sahip olmak için anahtar eylemlerin neler olduğu aktarılacak. Avrupa’daki iş baskılarının finans sektöründe büyük çaplı değişimleri zorla yaptırması ile beraber sorulacak soru da “Bir sonraki değişim için iyi hazırlandık mı?” şeklinde değişecektir.